Life and Super Visa insurance for Ontario families
Tell me what you need. I am a licensed agent in Brampton. I compare the insurers I work with and email your quote, usually the same day. No cost and no obligation.
I can speak with you in English, Punjabi, Hindi, Urdu, Kannada or Telugu.
What do you need covered?
Not sure yet? Work out how much you need or see every option.
How a quote works
You answer the questions
About five minutes. Age, coverage, and a few yes-or-no health questions, so the price I send is close to the real one.
I run the numbers
I check your details against the insurers I am contracted with and pick the two or three options that fit.
You get the quote by email
Each option with its monthly cost and the one difference that matters. You decide if and when we talk.
Parents or grandparents coming on a Super Visa?
Canada will not approve a Super Visa without proof of paid medical insurance. A quote is not enough. I can set up the policy and send the confirmation document for the application.
What the insurance must do
- Provide at least $100,000 of emergency coverage
- Stay valid for at least one year from the date of entry
- Cover health care, hospitalization and repatriation
- Be paid in full or by instalments with a deposit
Coverage I can quote
- Super Visa insuranceThe medical insurance Canada asks for before parents and grandparents arrive: at least $100,000 of emergency coverage for one year.
- Visitors to Canada insuranceEmergency medical coverage for relatives and friends visiting, for a few days or many months.
- Term life insuranceA set amount paid to your family if you die during the term. The lowest-cost way to protect an income.
- Mortgage protectionPersonal coverage sized to your mortgage, owned by you and paid to your family rather than the lender.
- Critical illness insuranceA tax-free lump sum if you are diagnosed with a covered illness such as cancer, heart attack or stroke.
- Life insurance for childrenCoverage that starts in childhood and can stay with your child for life.
I also quote disability insurance, whole life insurance and no-medical plans for seniors. Choose one on the quote form.
Who you are dealing with
I am Sandeep Singh Pawar, a life and accident and sickness insurance agent licensed in Ontario and based in Brampton. You deal with me from the first question to the day the policy is delivered, and at every review after that.
- Licensed by
- Financial Services Regulatory Authority of Ontario
- Languages
- English, Punjabi, Hindi, Urdu, Kannada, Telugu
- What it costs you
- Nothing. Insurers pay me a commission when a policy is issued. How I get paid
- Where
- Brampton, Mississauga, Caledon and across Ontario, by phone, video or in person
Questions people ask first
Is the quote free?
Yes. The quote and the advice cost you nothing, and you are not committing to anything by asking. Insurers pay me a commission if you go ahead with a policy.
How fast will I get my quote?
Usually the same day by email. If one of your answers needs a quick clarification before I can price it properly, I contact you first.
Do you speak my language?
I work in English, Punjabi, Hindi, Urdu, Kannada and Telugu. Choose your language on the quote form and I will use it when we talk.
Are you licensed?
Yes. I am licensed in Ontario as a life and accident and sickness insurance agent by the Financial Services Regulatory Authority of Ontario (FSRA). You can confirm it on FSRA's public listing of licensed agents.
Do I need a medical exam to get life insurance?
Not always. Many applications are approved on health questions alone. Larger amounts and older ages are more likely to need a short nurse visit, which the insurer pays for.
What if I have a health condition?
Tell me on the form. Many conditions raise the price rather than prevent coverage, and insurers treat the same condition differently. Checking several of them is the point of using an agent.
Ready when you are
The form takes about five minutes. Your quote arrives by email, usually the same day.