Who operates this website
This website is operated by Sandeep Singh Pawar, a life and accident and sickness insurance agent licensed in Ontario by the Financial Services Regulatory Authority of Ontario.
General information only
The content on this website is general information about insurance. It is not advice for your situation and is not a recommendation to buy a particular product. A recommendation is made only after a review of your needs.
This website does not give immigration, tax or legal advice. Rules for the Super Visa are set by Immigration, Refugees and Citizenship Canada and can change. Check IRCC's website or a licensed immigration professional before you apply.
Quotes
A quote sent to you is an estimate based on the information you provided and the insurers' rates on that date. It is not an offer of insurance. Coverage exists only when an insurer approves an application, issues a policy, and receives the required premium. The insurer sets the final premium and terms after underwriting.
Your answers
You agree to give accurate and complete answers. Incorrect or missing information can change the price, delay an application, or lead an insurer to refuse a claim or cancel a policy.
The "Ask a question" box
Answers in the "Ask a question" box are general information drawn from this website. They are not advice, a quote or a decision about coverage. Do not enter health details or identification numbers.
Availability
Insurance is offered to residents of Ontario and, for visitor medical insurance, to people arranging coverage for travellers to Canada. Products described here may not be available to everyone and depend on each insurer's rules.
Links
Links to other websites are provided for convenience. I am not responsible for their content.
Liability
I work to keep this website accurate and current, but it is provided as is. To the extent the law allows, I am not liable for loss arising from reliance on general information on this website without a personal review. Nothing in these terms limits rights you have under Ontario law.
Governing law
These terms are governed by the laws of Ontario and the laws of Canada that apply there.
Last updated: November 10, 2026.