Who is responsible
Sandeep Singh Pawar, a life and accident and sickness insurance agent licensed in Ontario, is responsible for personal information collected through this website. Privacy questions and requests go to asklifeinsurance1@gmail.com.
What is collected
When you request a quote: your name, email, mobile number, postal code, preferred language, and the answers you give on the form. Depending on the coverage, the answers can include date of birth, sex, immigration status, tobacco use, height and weight, health history, medications, family medical history, driving record, occupation, income range, existing insurance, and details about travellers you are arranging coverage for.
Automatically: the page you arrived on, the website that referred you, campaign tags in the link you followed, your IP address, your browser type, and the date and time of your request. These are kept with your consent record.
When you use the "Ask a question" box: the questions you type. Do not enter health details or identification numbers there.
The calculator on this site runs in your browser. The numbers you enter are not sent to me.
Why it is collected
- To prepare the quote you asked for and contact you about it
- To assess what coverage is suitable for you, as Ontario's rules for insurance agents require
- To complete and submit an insurance application if you decide to apply
- To keep the records a licensed agent must keep
- To send insurance tips by email, only if you ticked the box asking for them
Consent
Health information is sensitive. By submitting the form you consent to its collection and use for the purposes above. If you provide information about another person, such as a parent or partner, you confirm that you have their permission. You can withdraw consent at any time by email. Withdrawing it may mean a quote or application cannot be completed.
Who receives it
- Insurance companies and the managing general agency I place business through, when information is needed to quote or to process your application
- Service providers that host this website, deliver email and store client records, under terms that require them to protect it
- Regulators or courts, where the law requires it
Your information is not sold, and it is not shared for anyone else's marketing.
Where it is stored
Information is stored with the service providers that host this website and my client records. Some of them may store or process data outside Canada, where it is subject to the laws of that country.
How long it is kept
Quote requests that do not lead to a policy are deleted within 24 months. Client files are kept for as long as a policy is in force and for the period afterward that insurance regulations and insurers require.
How it is protected
The website uses an encrypted connection. Stored quote requests are kept in a location that is blocked from public access and can be opened only with a password. Health answers are not included in notification emails.
Your rights
You can ask to see the personal information held about you, ask for it to be corrected, or ask for it to be deleted where the law allows. Email asklifeinsurance1@gmail.com. You will get a response within 30 days.
If you are not satisfied with the response, you can contact the Office of the Privacy Commissioner of Canada at priv.gc.ca.
Cookies and analytics
This website does not use advertising cookies. It stores a small amount of information in your browser so that a half-finished quote form is not lost if you leave the page. If visitor statistics are added later, this policy will be updated first.
Changes
This policy will be updated when practices change. The date at the top of the page shows the latest version.
Last updated: November 10, 2026.